Shah Works Technology Partner
Confidential Proposal
Prepared for One Touch Solution

A distribution portal built for your payment network

End-to-end software for PG, POS, QR, and your MDS–DS–Retailer hierarchy — scoped, scheduled, and priced for Uttam Sharma and the One Touch Solution team.

Client
One Touch Solution
Uttam Sharma
Prepared by
Shah Works
New Delhi
Issued
July 2026
Version 1.0
Delivery window
6–8 weeks
Four milestones
01

What we will build for One Touch Solution

Shah Works proposes a single, role-aware financial distribution portal for One Touch Solution, Ahmedabad — led by Uttam Sharma. The platform becomes the operating layer for collections, device operations, QR acceptance, and multi-tier channel management under one admin spine.

01
Payment Gateway (PG)
Collection, processing, settlement, and merchant controls
In scope
02
Point of Sale (POS)
Inventory, assignment, rental billing, live device ops
In scope
03
QR Code Payments
Static and dynamic QR, merchant views, reconciliation
In scope
04
Master Distributor (MDS)
Top-tier channel control, wallets, schemes, visibility
In scope
05
Distributor (DS)
Retailer network ops, funding, and mid-tier reporting
In scope
06
Retailer Portal
Service access, wallet, receipts, day-to-day operations
In scope
07
Sub-Admin Panel
Department-scoped admin with permission boundaries
In scope
02

Why One Touch Solution is working with Shah Works

We build production fintech systems — not slideware. For this engagement the focus is practical: secure wallets, clean hierarchy rules, settlement-ready modules, and a delivery cadence your team can review every two weeks.

150+
Projects delivered
100+
Clients served
8+
Years shipping
98%
Retention signal
SEC
Security first
Role boundaries, audit trails, and hardened auth for money-moving workflows.
SHIP
Milestone delivery
Phased releases so One Touch Solution can validate before the next tranche.
SCALE
Channel-ready architecture
MDS → DS → Retailer structure designed for growth, not a one-off demo.
DATA
Operational reporting
Hierarchy-aware ledgers and reports your ops team can actually use.
CARE
Post-launch cover
Thirty days of complimentary bug-fix support after final handover.
DOMAIN
Payments literacy
PG, POS, QR, and distributor economics treated as first-class product logic.
03

Seven modules, one operating system

Each module stands on its own for rollout clarity, yet shares wallets, roles, and reporting so One Touch Solution runs one product — not seven disconnected tools.

PG
Collections
Payment Gateway

Multi-rail acceptance with settlement and merchant controls tuned for your channel — not a generic checkout widget dropped into the portal.

  • UPI, cards, net banking, wallets
  • Webhooks and live transaction status
  • Automated T+1 settlement flow
  • Merchant onboarding and KYC hooks
  • MDR / scheme charge configuration
  • Transaction analytics for ops
POS
Devices
Point of Sale

Full machine lifecycle — stock, assign, rent, transact, and settle — with bridge actions for day-to-day device operations.

  • Inventory and bulk machine upload
  • Assignment to merchants / retailers
  • Bridge ops: pay, refund, void
  • Rental plans with auto-debit logic
  • Card, UPI, BharatQR, cash modes
  • Commission-aware T+1 settlement
QR
Acceptance
QR Code Payments

Instant merchant acceptance via static and amount-locked dynamic QR, with notifications and reconciliation in the same portal.

  • Static QR linked to merchant VPA
  • Dynamic QR for invoiced amounts
  • Real-time payment confirmation
  • Merchant QR history dashboard
  • Settlement and recon reports
  • Branded merchant QR output
MDS
Top tier
Master Distributor

Command view over distributors, wallets, schemes, and downstream performance for the people running your channel at the top.

  • Distributor onboarding and control
  • Wallet funding and balance ops
  • Scheme and commission setup
  • Hierarchy-wide transaction reports
  • Service enablement downstream
  • Performance dashboards
DS
Mid tier
Distributor

The working layer for building and funding a retailer network — with clear earning and monitoring tools.

  • Retailer onboarding and KYC
  • Top-up and fund transfer to retailers
  • Commission and earning reports
  • Retailer-wise monitoring
  • Service control for retailers
  • Settlement and recon views
RTL
Edge
Retailer Portal

Where daily volume happens: enabled services, wallet balance, receipts, and dispute paths without calling the head office for every step.

  • BBPS, AEPS, DMT, recharge access
  • Live digital wallet balance
  • History with receipt generation
  • Mini-statement and balance enquiry
  • Dispute filing and tracking
  • Profile and KYC self-serve
SUB
Governance
Sub-Administrator Panel

Let operations staff work without handing over full super-admin keys — permissions stay department-scoped and auditable.

  • RBAC across wallets, MDR, reports
  • Department-scoped access
  • Scoped user management
  • Activity log and audit trail
  • Reversal / dispute rights by role
  • Custom report access per team
04

How authority and services sit together

One Touch Solution’s portal follows a clear ladder: administration at the top, distribution in the middle, retailers at the edge, and payment rails as shared services underneath.

Administration
Super Admin
Sub-Admin
Distribution
Master Distributor (MDS)
Distributor (DS)
Distributor (DS)
Retail edge
Retailer
Retailer
Retailer
Retailer
Shared service rails
PG
POS
QR
BBPS
AEPS
DMT
Frontend
Next.js / React
Portal interfaces
Data
PostgreSQL
Transactional store
Cloud
AWS
Hosting and CDN
Security
RLS + Auth
Access control layer
05

Six to eight weeks, four reviewable phases

Delivery is staged so Uttam Sharma’s team can inspect working software at each gate before the next payment milestone unlocks.

Phase 01
Foundation and admin core
Weeks 1–2
Project setup, data model, authentication, super-admin and sub-admin, user management, portal settings, and the wallet / ledger foundation.
Phase 02
Distribution hierarchy
Weeks 3–4
MDS, DS, and Retailer surfaces; fund transfers; commission / scheme engine; hierarchy reporting that matches how One Touch Solution sells in the field.
Phase 03
Payment services
Weeks 5–6
PG multi-mode flows, POS lifecycle with rental, QR static / dynamic acceptance, settlement engine, and MDR configuration.
Phase 04
Hardening and go-live
Weeks 7–8
End-to-end testing, security pass, performance polish, reporting finish, UAT with your team, cloud production deploy, and documented handover.
06

Investment tied to delivery gates

Fixed project fee for the agreed seven-module scope, billed in four equal installments so cash outflow tracks progress for One Touch Solution.

₹5,00,000
Base project cost
₹90,000
GST @ 18%
₹5,90,000
Total payable
Installment Milestone % Base GST Payable
1st Kickoff and agreement signing 25% ₹1,25,000 ₹22,500 ₹1,47,500
2nd Phases 1–2 — Admin + distribution 25% ₹1,25,000 ₹22,500 ₹1,47,500
3rd Phase 3 — PG, POS, and QR 25% ₹1,25,000 ₹22,500 ₹1,47,500
4th Final delivery, UAT, production 25% ₹1,25,000 ₹22,500 ₹1,47,500
Grand total 100% ₹5,00,000 ₹90,000 ₹5,90,000
07

Working rules for this engagement

08

Sign to proceed

Signatures below confirm agreement to the scope, commercials, and terms in this proposal for One Touch Solution.

For — Client
One Touch Solution
Uttam Sharma
G-101, Ashraya 9, near Khodyar Mata Mandir
New Ranip, Ahmedabad — 382480
onestopsolutions1@yahoo.com
Authorized signatory and date
Name and designation
For — Technology Partner
Shah Works
E Block, Shiv Ram Park
Nangloi, New Delhi — 110041
www.shahworks.com
Authorized signatory and date
Name and designation